HUD Home — 3913 Terrace Ave, Saint Joseph, MO 64504

Name: HUD Home — 3913 Terrace Ave, Saint Joseph, MO 64504
Brand: U.S. Department of Housing and Urban Development
Price: 109480 USD
Availability: InStock

HUDReal Estate📍Saint Joseph, MO

List Price

Listed Until

Oct 29, 2026

Bids accepted in rolling periods

Price history

since May 2

$119,000−$9,520 (−8%)$109,480

Market demand: Real Estate like this sell about 24% of the time, typically ~3 bids. Based on 1,267 completed sales over the last year.

Appraised valueFixed price

$109,480

HUD sets this list price from a professional appraisal of the home in its current condition, not an auction starting bid.

This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.

The appraisal reflects the home's condition when it was inspected; values change over time. Not an independent valuation or investment advice - always inspect and confirm the numbers before you make an offer.

FHA-insurable

Condition & financing

Meets HUD's minimum property standards - roughly under $5,000 of repairs needed.

Qualifies for standard FHA financing, so an owner-occupant can buy with a low down payment.
Eligible for HUD's $100-down payment program for owner-occupants.
FHA insurability is set by HUD; the repair figures are HUD's ~$5,000 rule of thumb, not a per-home guarantee. Always get an inspection.

How to buy HUD homes →

Seller

🏛️ U.S. Department of Housing and Urban Development

Condition: As-is

Full Description

HUD foreclosure property. Case #291-640517. Single Family Home · 3 bed · 1 bath · 1092 sqft · Built 1917. 3913 Terrace Ave, Saint Joseph, MO 64504. All Bidders. Contact a HUD-registered broker to submit an offer.

Pickup Information

📍

Saint Joseph, MO 64504

U.S. Department of Housing and Urban Development

📝HUD homes are sold through a bid process via HUD-registered brokers. Visit hudhomestore.gov for details.

Appraised valueFixed price

$109,480

HUD sets this list price from a professional appraisal of the home in its current condition, not an auction starting bid.

This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.

Get notified about new real estate auctions like this

Free email alerts - we'll let you know when matching auctions are listed.

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Guides Tools Prices About

HUD Home — 3913 Terrace Ave, Saint Joseph, MO 64504

HUDReal Estate📍Saint Joseph, MO

List Price

Listed Until

Oct 29, 2026

Bids accepted in rolling periods

Price history

since May 2

$119,000−$9,520 (−8%)$109,480

Market demand: Real Estate like this sell about 24% of the time, typically ~3 bids. Based on 1,267 completed sales over the last year.

Appraised valueFixed price

$109,480

HUD sets this list price from a professional appraisal of the home in its current condition, not an auction starting bid.

This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.

FHA-insurable

Condition & financing

Meets HUD's minimum property standards - roughly under $5,000 of repairs needed.

Qualifies for standard FHA financing, so an owner-occupant can buy with a low down payment.
Eligible for HUD's $100-down payment program for owner-occupants.
FHA insurability is set by HUD; the repair figures are HUD's ~$5,000 rule of thumb, not a per-home guarantee. Always get an inspection.

How to buy HUD homes →

Seller

🏛️ U.S. Department of Housing and Urban Development

Condition: As-is

Full Description

Pickup Information

📍

Saint Joseph, MO 64504

U.S. Department of Housing and Urban Development

📝HUD homes are sold through a bid process via HUD-registered brokers. Visit hudhomestore.gov for details.

Appraised valueFixed price

$109,480

HUD sets this list price from a professional appraisal of the home in its current condition, not an auction starting bid.

This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.

Get notified about new real estate auctions like this

Free email alerts - we'll let you know when matching auctions are listed.

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