HUD Home — 4 Charleston Ct, Chatham, IL 62629
List Price
$0
Listed Until
Jan 3, 2027
Bids accepted in rolling periods
Market demand: Real Estate in Illinois sell about 27% of the time, typically ~2 bids. Based on 123 completed sales over the last year.
- This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
- The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
- Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.
The appraisal reflects the home's condition when it was inspected; values change over time. Not an independent valuation or investment advice - always inspect and confirm the numbers before you make an offer.
Uninsured - cash or rehab loan only
Condition & financingHUD estimates more than ~$5,000 in repairs. Treat it as a project, not a move-in home.
- Not eligible for standard FHA financing. Buy with cash, a conventional loan, or an FHA 203(k) rehab loan.
- Eligible for HUD's $100-down payment program for owner-occupants.
- FHA insurability is set by HUD; the repair figures are HUD's ~$5,000 rule of thumb, not a per-home guarantee. Always get an inspection.
Seller
🏛️ U.S. Department of Housing and Urban Development
Condition: As-is
Full Description
HUD foreclosure property. Case #132-369111. Single Family Home · 4 bed · 2.1 bath · 2473 sqft · Built 1990. 4 Charleston Ct, Chatham, IL 62629. All Bidders. Contact a HUD-registered broker to submit an offer.
Pickup Information
U.S. Department of Housing and Urban Development
- This is the asking price set from that appraisal, not a below-market auction bid - a fair price for the home, not a guaranteed bargain.
- The real edge of a government REO is a clean sale: clear, insurable title with any past-due property taxes settled at closing.
- Sold as-is with no seller repairs, so budget an inspection and repairs on top of the price.
The appraisal reflects the home's condition when it was inspected; values change over time. Not an independent valuation or investment advice - always inspect and confirm the numbers before you make an offer.
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